LAP

LAP – Loan against property is a financing arrangement where bank or financial institutions provide funds after mortgaging our property.

LPA

Loan against property

Loan against property is a financing arrangement where bank or financial institutions provide funds after mortgaging our property. This kind of financing arrangement belongs to the secured loan category where borrower gives a guarantee by using his property as security. Bank usually finance 40 to 60% of mortgage value.

It is easy to get loan in this category as banks prefer to finance against mortgage of property due to less risk.

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